Gaya APA

Demirguc-Kunt, A. et al (1996). The World Bank Economic Review VOL 10 NO.2 (VOL 10 NO.2). philadelphia U.S.A: The World Bank.

Gaya MLA

Demirguc-Kunt, Asli. et al. "The World Bank Economic Review VOL 10 NO.2". VOL 10 NO.2 philadelphia U.S.A: The World Bank, 1996. Text.