Pengarang : Author Team of Quarterly Report, Bank Indonesia - Soenartomo Soepomo - Moch Doddy Ariefianto - Indriani Karlina - Meily Ika Permata - Sri Fitriani - Fiskara Indawan - Muhammad Alam Omarsyah - Ali Musa Harahap - Syed Mohammed Abud Ashif - Dimas Bagus Wiranata Kusuma - Mita Nezky -